Shepherd Hensman Limited has a solid reputation for providing top quality service and advice to its clients seeking accounting advice. Shepherd Hensman also incorporates Financial Planning through Professional Investment Service (HB) Ltd.

The Financial Planning division is headed by Christine Booth, who has over 15 years experience in he Finance industry, and whose areas of interest include investment selection, retirement planning, risk management, mortgage brokering and business risk advice.

Christine is an authorised representative of Professional Investment Services (NZ) Ltd, which means that she is backed by an organisation which is totally objective and is not affiliated with any risk firm. Professional Investments Services is a totally independent company with over 110 branches throughout New Zealand, and works along side Accountants all over the globe to provide financial services to their clients.

There is a greatly increasing awareness of the need for retirement saving. It's in the news, and saving for your retirement seems to be the topic of conversation these days. It is also the target of Government advertising recently. But why should we save our pennies now for our golden years? The fact is the Government support probably won't meet all of our needs and the cost of living will keep going up even into our retirement, so we must make up the difference ourselves by investing carefully.

But this doesn't mean stuffing our money into a mattress or money box!  We need to stop thinking of simply saving, and start preparing to invest for retirement.One of the common thoughts about investing is that you need a large sum to begin, but that is simply not true. Starting with $100 is all you need to begin investing.

Also there are tax advantages to investing rather than saving. Contributing to accounts that let your money accumulate tax advantages, helps your assets grow faster over time rather than if they were invested in similar taxable accounts. That's because part of the amount you would ordinarily pay in taxes stays in your accounts where compounding can work its power.

It seems investing is not just something the rich and famous indulge in anymore. Investing has become a necessity just to enable us to live in comfort, in our retirement. So if you require a complimentary, obligation-free consultation with Christine to discuss your financial position and investment options, please contact us.

www.profinvest.co.nz